Checking
| Account Type | Interest Rate | APY* | Minimum |
|---|---|---|---|
| Regular | N/A | N/A | |
| NOW Account | .05 | .05 | $1,000 |
| Super NOW Account | .10 | .10 | $2,500 |
| Money Market | .15 | .15 | $2,500 |
Savings
| Account Type | Interest Rate | APY* | |
|---|---|---|---|
| Pass Book Savings | .10 | .10 | |
| HSA (Health Savings Account) | .15 | .15 |
Certificate of Deposit
| Account Age | Interest Rate | APY* | Minimum |
|---|---|---|---|
| 31 Day | .25 | .25 | $500 |
| 91 Day | .30 | .30 | $500 |
| 182 Day | .50 | .50 | $500 |
| 12 Month | 1.00 | 1.00 | $500 |
| 15 Month | 1.00 | 1.00 | $500 |
| 24 Month | 1.00 | 1.00 | $500 |
| 36 Month | 1.20 | 1.21 | $500 |
| 48 Month | 1.30 | 1.31 | $500 |
IRA – Certificate of Deposit
| Account Age | Interest Rate | APY* | |
|---|---|---|---|
| 182 Day | .50 | .50 | |
| 12 Month | 1.00 | 1.00 | |
| 15 Month | 1.00 | 1.00 | |
| 24 Month | 1.00 | 1.00 | |
| 36 Month | 1.20 | 1.21 | |
| 48 Month | 1.30 | 1.31 |
* APY – Annual Percentage Yield
Effective March 17, 2020