Checking
| Account Type | Interest Rate | APY* | Minimum |
|---|---|---|---|
| Regular | N/A | N/A | |
| NOW Account | .10 | .10 | $1,000 |
| Super NOW Account | .15 | .15 | $2,500 |
| Money Market | .20 | .20 | $2,500 |
Savings
| Account Type | Interest Rate | APY* | |
|---|---|---|---|
| Pass Book Savings | .15 | .15 | |
| HSA (Health Savings Account) | .20 | .20 |
Certificate of Deposit
| Account Age | Interest Rate | APY* | Minimum |
|---|---|---|---|
| 31 Day | .25 | .25 | $500 |
| 91 Day | .30 | .30 | $500 |
| 182 Day | .80 | .80 | $500 |
| 12 Month | 1.25 | 1.26 | $500 |
| 15 Month | 1.30 | 1.31 | $500 |
| 24 Month | 1.50 | 1.51 | $500 |
| 36 Month | 1.70 | 1.71 | $500 |
| 48 Month | 1.80 | 1.81 | $500 |
IRA – Certificate of Deposit
| Account Age | Interest Rate | APY* | |
|---|---|---|---|
| 182 Day | .80 | .80 | |
| 12 Month | 1.25 | 1.26 | |
| 15 Month | 1.30 | 1.31 | |
| 24 Month | 1.50 | 1.51 | |
| 36 Month | 1.70 | 1.71 | |
| 48 Month | 1.80 | 1.81 |
* APY – Annual Percentage Yield
Effective November 1, 2019