Checking
| Account Type | Interest Rate | APY* | Minimum |
|---|---|---|---|
| Regular | N/A | N/A | |
| NOW Account | .05 | .05 | $1,000 |
| Super NOW Account | .10 | .10 | $2,500 |
| Money Market | .15 | .15 | $2,500 |
Savings
| Account Type | Interest Rate | APY* | |
|---|---|---|---|
| Pass Book Savings | .10 | .10 | |
| HSA (Health Savings Account) | .15 | .15 |
Certificate of Deposit
| Account Age | Interest Rate | APY* | Minimum |
|---|---|---|---|
| 31 Day | .20 | .20 | $500 |
| 91 Day | .25 | .25 | $500 |
| 182 Day | .45 | .45 | $500 |
| 12 Month | .70 | .70 | $500 |
| 15 Month | .75 | .75 | $500 |
| 24 Month | .75 | .75 | $500 |
| 36 Month | .95 | .95 | $500 |
| 48 Month | 1.05 | 1.05 | $500 |
IRA – Certificate of Deposit
| Account Age | Interest Rate | APY* | |
|---|---|---|---|
| 182 Day | .45 | .45 | |
| 12 Month | .70 | .70 | |
| 15 Month | .75 | .75 | |
| 24 Month | .75 | .75 | |
| 36 Month | .95 | .95 | |
| 48 Month | 1.05 | 1.05 |
* APY – Annual Percentage Yield
Effective March 17, 2020