Our Privacy Pledge to You
As our customer you provide us with important information about yourself. We believe it is our responsibility to safeguard your personal and financial information. While some financial institutions share account owner information with other businesses, we are committed to keeping it confidential.
We have developed the following privacy policy to ensure you the confidentiality you deserve. You have our promise that we will adhere to these guidelines. It is our pledge to you.
Notice of Your Financial Privacy Rights
| WHY? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. | |
| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Bank of Elgin chooses to share; and whether you can limit this sharing. | |
| Reasons we can share your personal information | ||
| For our everyday business purpose - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
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| For our marketing purpose - to offer our products and services to you |
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| For joint marketing with other financial companies | ||
| For our affiliates' everyday business purposes - information about your transactions and experiences |
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| For our affiliates' everyday business purposes - information about your creditworthiness |
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| For nonaffiliates to market to you |
| Questions? | Call 402-843-2228. |
| Who We Are | ||
| Who is providing this notice? | BANK OF ELGIN | |
| What We Do | ||
| How does Bank of Elgin protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to your personal information to only those employees who need to know. We require all companies with whom we share your information to keep it confidential. |
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| How does Bank of Elgin collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
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| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account—unless you tell us otherwise. | |
| Definitions | |
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
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| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
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| Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Bank of Elgin is chartered, licensed or registered under the laws of State of Nebraska and is subject to regulatory oversight by The Federal Reserve Bank of Kansas City. Any consumer wishing to file a complaint against Bank of Elgin should contact The Federal Reserve Bank of Kansas City through one of the following means: In person, by U.S. mail; The Federal Reserve Bank of Kansas City, Omaha Branch, 2201 Farnam St., Omaha, NE 68102, Telephone 402-221-5500, or Email: frbservices.org.